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A New Year message from the Chair of LUCID


On behalf of the LUCID organising committee, I would like to wish you all a happy New Year and I hope you have had a safe and restful break over the festive season.

Little did we know 12 months ago what would lay ahead of us through 2020. I remember watching the pictures on tv which showed people wearing face coverings and the impact that COVID-19 was having. My thoughts were “surely this will not reach our shores” and the recommendation to use hand sanitiser in the office all appeared a little premature. However, how wrong I was and so many others as well. What I learnt through the year is that COVID-19 will challenge what you think you know or more importantly, need to know and how to adapt in what has been an ever-evolving pandemic. And as I have said on many occasions, “what I say today will be tomorrow’s fish and chip paper”.

What I would say is that we, as an industry should feel very proud for all of our hard work to ensure that the majority of customers could still obtain protection cover during the biggest global pandemic in over a century and for all of the support we have provided policyholders who found themselves impacted financially as a result of COVID-19. We all played our part. We also saw how remote training and seminars could be delivered and it has been great to see the different media used, from the AMUS delivering POD casts to Health Claims Forum’s series of webinars.

Mid-way through 2020 the LUCID organising committee made the very difficult decision to postpone the LUCID 2021 conference to 2022. Whilst this was very disappointing, sitting here now this was the correct decision to make, with the challenges that we faced in organising a hosted conference for over 300 people and maintaining and exceeding the standards which we have set from past LUCID conferences. We do not yet know what the 2022 conference will look like but are starting to make plans. I am excited to let you all know that we are developing ‘LUCID Lite’ for 2021, a remote event focussed on underwriting & claims education and development - LUCID content adapted to our virtual world. LUCID Lite will be a collaboration between AMUS, FOCUS, HCF, HIS and Select 74 and will take place Q1/Q2 2021. Watch out for further updates in the coming weeks.

Keep well, stay safe and we look forward to seeing you all again as soon as we can.

Best Wishes

Carl Padget
Chair, LUCID Organising Committee


LUCID stands for Life Underwriting, Claims and Insurance Doctors.

LUCID is the leading protection industry conference in the UK and Ireland, for all levels of experience. Held every two years, the conference is recognised as an excellent forum for underwriters, claims assessors and insurance doctors to learn from a variety of experts in their field and take back valuable knowledge and experience to support in their roles.



CII CPD Accredited event

LUCID strives to deliver an affordable, educational, fun and accessible conference for Life insurance professionals of all levels of experience.

A platform to network and socialise and hear from leading medical experts to disseminate medical and technical advancements that are relevant and forward thinking.


LUCID grew from an idea Dr Kevin Somerville (the then Chairman of Assurance Medical Society), first had back in 2007. The first LUCID fledgling committee was born involving committee representatives from Assurance Medical Society, Health Claims Forum, Select 74 and Association of Medical Underwriters.

The conception of LUCID turned into a reality with the first conference being held in Stratford upon Avon in 2009.  Fast forward a few mergers later, the addition of FOCUS and more recently the Health Insurance Society, LUCID has grown from strength to strength and is now synonymous with its own brand.

LUCID's success and popularity continues to flourish with the last conference in 2017 in Bristol attracting around 65 companies and well over 300 delegates in attendance from across the UK, Ireland, Europe, South Africa, Caribbean and as far afield as Australia!

Today, LUCID is still very much a collaborative conference organised by all the UK & Ireland's industry clubs and developed in partnership with Hampton Medical.


We would like to say a huge thank you to all of those who kindly donated to our charity partner, the Scottish Association for Mental Health, throughout LUCID 2019. We raised an amazing £4,000 for the charity, which will help contribute to providing mental health social care support, services in primary care, schools and further education, among others.


"This was my first time that I attended LUCID and the programme and speakers were amazing. LUCID is definitely the 'elite' and has the wow factor. The speakers were amazing and all very interesting! I attended Simone Moir class are you sitting comfortably and she was brilliant, very funny but made everyone feel at great ease. Everyone enjoyed it. Tim McCarthy speech was excellent very heartfelt and told with great emotion. Dial Medicine for murder was brilliant too."

"My team who attended commented that they were privileged to be given the opportunity to attend LUCID 2019."

"I got a 'scholarship' through SCOR and otherwise would not have been able to go; so this was a fantastic opportunity."

"My first time at a LUCID conference and I found the event to be very interesting and informative. I was concerned the conference would be too technical but this was not the case - so many interesting topics and speakers and relevant to all!"

"This was a very well organised conference, from start to finish it was amazing - well done to all involved. Thanks so much for a very enjoyable few days, a super conference I will always remember it!"

"Very well organised, including the nights out. The App was an excellent tool, to help plan talks and also see who was attended so could get in touch prior to LUCID. Excellent work done by all!"

"LUCID is a wonderful conference and you learn a lot from it. The presentations and topics are fantastic and very interesting. I would highly recommend this conference to everyone it is very enjoyable with amazing speakers. It was lovely to meet up with everyone face to face along with meeting new people too."

"Thanks to all those front of house and behind the scenes that worked so hard to make the three days run so smoothly."


Register has now closed

The registration for LUCID 2019 has now closed.

Social Networking

Delegates and industry professionals networking in an informal environment.

Visit Glasgow

Glasgow, one of Britain's most intriguing metropolises' – Lonely Planet


Accommodation while attending LUCID 2019.



Rapier House
Crane Mead, Ware
SG12 9PW


t. +44 (0)1920 885162





Hampton Medical Limited
Rapier House
Crane Mead, Ware
SG12 9PW


t. +44 (0)1920 885162